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Chimére Smith is one of tens of millions of Americans with symptoms of long COVID. According to an August 2022 NBC News story, the 40-year-old Black woman from Baltimore was experiencing extreme fatigue, diarrhea, brain fog, and loss of vision in one eye, along with other symptoms. The symptoms were debilitating, preventing Smith from working […]
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My previous blog summarised the orthodox argument why adverse selection in insurance is a bad thing. This present blog gives the counter-argument from my book Loss Coverage: Why Insurance Works Better with Some Adverse Selection. In essence, the counter-argument relies only on simple arithmetic, and can be illustrated by a toy example. Think of a […]
Read MoreGuy Thomas explores why adverse selection in insurance is usually seen as a bad thing in the first of two blog posts based on his new book Loss Coverage.
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The New York Times has a front-screen story this morning about Bob Collier, who, according to the Times, was moved to speak out at a recent town hall meeting about his worries concerning health care reform. It's almost too tiresome to point out that Collier is entirely uninformed about the issues. But because he did not articulate this utter nonsense in a "high decibel rant," the Times saw fit to put his version of health care reform on the front page of its newspaper.
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